The military will review your financial background as part of the recruitment process. According to Nolo, in most cases a bankruptcy doesn't automatically disqualify you from enlisting in the military. However, the circumstances surrounding the bankruptcy may have an impact.
Certain financial circumstances that can affect your eligibility include large amounts of credit card debt, foreclosures, repossessions and delinquent accounts. Financial crimes, such as bankruptcy fraud, can hurt your chances of joining. Having filed for bankruptcy multiple times to eliminate significant debt or luxury purchases or having disobeyed a bankruptcy court order could work against you. Filing for bankruptcy due to extenuating circumstances, such as a job loss, might not be a deal breaker. When bankruptcy improves your financial situation, it can actually help improve your chances of getting into the military. Less debt is viewed as a positive factor when trying to enlist. Recruiters want to ensure that military wages are enough for you to meet your needs and pay your bills.
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