Software to Help With Budgeting

Software to Help With Budgeting thumbnail
Budgeting through an online money management site

The economy is constantly changing and cycling new trends with financial ups and downs. Many individuals and households are utilizing new innovative strategies for managing their money, including budgeting software. These budgeting software tools will assist in managing your monthly finances while also providing spending trends, laying out debt payoff plans and assisting in savings goals.

  1. Mint

    • Budgeting software that is convenient and easy to use
      Budgeting software that is convenient and easy to use

      Mint.com is an online budgeting tool that can be used to manage individual and household budgeting needs. The software connects with thousands of banks and other types of investment and credit accounts. By linking your accounts, you can set up budgets, track spending and plan for long-term financial goals.

    Expensr

    • Using your smart phone to track expenses
      Using your smart phone to track expenses

      Expensr is a free online budgeting program. This software allows you to track your expenses through applications on your mobile phone and through text message. You have the option of entering the expenses online or you can text the expenses in. Expensr integrates with some major banks for easy tracking of your checking accounts and printing simple budgeting reports.

    Buxfer

    • Using technology to keep track of your expenses
      Using technology to keep track of your expenses

      Buxfer assists with spending, forecasting and budget tracking. This free online budgeting software allows integration with text and Twitter. This online money management software integrates your banking and credit accounts, has a calendar, and tracks simple IOUs.

    SimpleD Budget

    • Keeping track of your budget even without the internet
      Keeping track of your budget even without the internet

      This free downloadable budgeting software requires encrypted secure log-in on your PC. This software allows you to effectively manage your household budget without being online. This software is limited to live updates from banking accounts, but can be manually updated daily or at whatever frequency you choose.

    IFree Budget

    • Managing your household budget with a downloadable software
      Managing your household budget with a downloadable software

      This detail-oriented software has a step-by-step process for setting up the budgeting software. This is a downloadable software that does not have any online integration with financial accounts. When first setting up the budget software, it will have you insert the account balances in order to establish the ledger balance.

    Set Goals

    • Setting financial goals is essential to operating a successful budget. The goals should be realistic, and implementing them into the budget will allow you to see the goals and actively work to accomplish them.

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