When Do Disability Benefits Start?

If you are disabled, you may be eligible to receive Social Security disability benefits depending on how many years you have worked. These benefits are provided through the Social Security Administration, a federal entity responsible for administering Social Security tax. The date at which your benefits start depends on the date at which the Social Security Administration determines you became disabled.

  1. Social Security Benefits Date

    • You can apply for Social Security disability benefits at any moment from the date you became eligible. Once you apply, the Social Security Administration analyzes your case. If you are approved to receive these benefits, they determine the month you became disabled based on the available medical information. Your Social Security disability benefits start on the sixth month after the point at which the Social Security Administration decides that you became disabled. For example, if they determine your disability started on January 1, you are eligible to start receiving benefits from the month of June on.

    Benefit Payment Dates

    • Although your Social Security disability benefits start on your sixth month of disability, you do not necessarily receive payments in that same month. The Social Security Administration sends disability benefit payments for a specific month on the first day of the next month. Thus, if your disability payments start in the month of June, you actually receive your June benefits on the first day of July. If you lose your eligibility for these benefits in December, you still receive your last payment in December because this corresponds to your November benefits.

    Social Security Disability Requirements

    • You are eligible to receive these benefits if you have paid Social Security taxes and if you have a long-term disability. Long-term means that your disability will last for 12 months or more. People who are supposed to have a terminal disability are also eligible to receive these benefits. However, your disability does not just need to be long-term; it also needs to be severe. Severe means that it limits your ability to perform daily activities and work. As of 2011, if you work, you can earn up to $1,000 to be eligible to receive these benefits.

    Medicare

    • If you are eligible to receive Social Security disability benefits, you are also eligible to receive Medicare benefits. Your disability benefits start on your sixth month of disability, and your Medicare benefits start on your 25th month of disability benefits. This means that you are eligible to receive Medicare benefits after you have been disabled for 29 months. You are automatically enrolled in Medicare benefits due to your disability once you have received disability benefits for the right period of time.

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