What Are the Pros & Cons of Western Union?

Western Union is a convenient way to send and receive money.
Western Union is a convenient way to send and receive money. (Image: Jupiterimages/Photos.com/Getty Images)

Western Union has been making it easy for individuals to send and receive money for more than 150 years. There are thousands of locations all over the world, and receivers can pick up their money the same day that it's sent to them. The one drawback to Western Union is the fees the sender has to pay for the service.


For those who need money quickly, Western Union is a good choice. The processing time is short, and the service can be very helpful when you are in a bind. In addition, funds are dispersed in cash, making the process easier for those who do not have bank accounts.


The speed-related convenience comes with fees. The amount depends on how much money you are sending and the location it will be delivered to. For example, it can cost up to $15 to send $200. Fees apply only to the sender.


Western Union has thousands of locations worldwide, which makes it convenient to send or receive money. While fast transactions are a benefit, it would be difficult to send or receive money if locations were limited. However, some locations, like those in convenience stores, may have limited funds during the evening.

Online Service

To make the process of sending and receiving money even easier, Western Union offers online services. Those who don't have time to go to a Western Union location can send money with just a few clicks of a computer mouse. Money can be received on a prepaid card, as cash or deposited into a bank account.

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