Visa Gift Card Uses

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Uses for a Visa gift card

A Visa gift card can be used like a credit card at any retailer or service provider that accepts Visa. Just like a credit card, a Visa gift card can be very useful when you don't want to pay up front or out-of-pocket for an item or service. The major difference between a Visa card and a Visa gift card is that the gift card has a certain balance on it, which you draw from each time you make a transaction; when the gift card has a $0 balance, you can toss it in the trash.

  1. Online Purchases

    • Use your Visa gift card to make online purchases at any retailer that accepts Visa. You need to register your gift card in your name prior to using it to pay for a product or service. To register and activate your card, follow any specific instructions included on or with the card. There is usually a 1-800 number printed on the front of the card you can call to activate your card. Once it's activated, enter your permanent address and contact number in the "billing address" field when you go to the site's online checkout.

    In-Store Purchases

    • As with online purchases, any retail location that accepts Visa can take your Visa gift card. You need to activate your card to use it for in-store purchases.

    Keep Track of Your Spending

    • Keep track of the spending on your Visa gift card by calling the number of the company that issued the card. This number is usually toll-free and included on a sticker on the card, or in the leaflet accompanying the card. Call this number to find out the current balance of your card. Make sure you find out if the funds on your gift card have an expiration date so you can put the gift card to good use.

    Service Transactions

    • Verify you have enough funds on your Visa gift card to tip the service professional who fills your tank with gas, or for the server who brings you your meal. Using a gift card is not an excuse to avoid tipping those who depend on the money to make their living. Treat your Visa gift card like a debit or credit card; you should have no problem putting your additional funds to good use.

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  • Photo Credit Jupiterimages/Brand X Pictures/Getty Images

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