If you have filed and won a Social Security disability claim, you are receiving monthly benefits from the Social Security Administration. The agency has approved your claim and adjudged that your disability prevents you from doing your past relevant work, or other work within your limitations, on a full-time basis. However, you do have the right to earn income while on disability.
Trial Work Period
While you are on disability, Social Security rules provide for a trial work period, during which you may work and earn an unlimited income. The trial work period is limited to nine months; each month in which you earn $720 or more counts toward the period. During the trial work period, your full disability benefit continues.
Substantial Gainful Activity
Once you have passed the trial work period, your income is limited to what is known as the substantial gainful activity amount. In 2011, this amount is $1,000 per month, before taxes. If you earn more than the substantial gainful activity amount after completing a trial work period, your disability benefits will be suspended.
The nine months of the trial work period do not have to be consecutive. They are counted over a maximum span of five years. If you work and earn more than $700 per month in nine months over a five-year period, then you have completed your trial work period.
If your benefits are suspended, but you then find that you cannot continue to work because of your disability, you can have the benefits reinstated simply by requesting Social Security do so. This expedited reinstatement can take place within a maximum of five years after your benefits stop. If more than five years have passed, you have to file a new disability application.
Any time you return to work, you must report that fact to Social Security. You must inform them of your employer's name, address and phone number, the nature of your work, and the amount of money you are earning. You must also report self-employment to Social Security. If you fail to report any earnings from employment, Social Security can immediately suspend your benefits for noncompliance with the rules.
- Photo Credit office-worker image by Patrizier-Design from Fotolia.com
Can I Earn Income on Social Security Disability?
Individuals can receive disability benefits from the Social Security Administration while working.
Social Security Disability Earning Limits
Because the Social Security Administration wants to help only those who truly can't help themselves, it has income restrictions for disability benefits....
Allowable Wages Before Reducing Social Security Benefits
If you continue to work after you begin collecting Social Security benefits, it could cause your benefits to be reduced or become...
Maximum Working Income While Drawing Social Security
The Social Security Administration (SSA) provides disability and retirement benefits to individuals who qualify to receive them based on their work records....
SSI Disability Income Limits
How to Calculate Social Security Disability Benefit Amount; ... The Allowable Income Limit for SSI. The Social Security Administration's Supplemental Security Income...
How to Claim Veterans Disability Benefits for Taxes
Social Security Disability Benefits; ... allowed veterans to receive a special refund per qualifying family ... While veterans' disability is not taxable...
Wage Allowance for Social Security Benefits
As long as your earnings are less than the wage allowance that applies to ... Social Security Disability Insurance benefits are paid...