The Supplemental Nutrition Assistance Program (SNAP) and the Temporary Assistance for Needy Families program (TANF) are somewhat different, according to Missouri Department of Social Services. SNAP provides applicants who qualify with a monthly allotment, applied to an electronic benefits transfer card, with which to buy food only. TANF provides applicants with money they can withdraw from the same EBT card to use for bills and other products.
SNAP Income Requirements
Applicants must meet eligibility guidelines and income limits to qualify for food stamps, according to the U.S. Department of Agriculture. A family of three can earn a gross monthly maximum of $1,984 and a net monthly maximum of $1,526 to receive benefits as of January 2011. Applicants should be U.S. citizens or legal immigrants, be willing to work if able and not quit a job while on benefits.
As of 2011, a family of three who meets requirements can receive a maximum monthly food stamp allotment of $526, according to the U.S. Department of Agriculture. A family of six can receive $952; a family of nine can receive $1,352. The amounts increase with each additional family member.
TANF was created to transition families from need to self-support, according to the Missouri Department of Social Services. Applicants must show financial need, have no more than $1,000 in resources, not including the house and one family vehicle, and have not been convicted of a substance-related felony after August 1996. Families enrolled must be involved in work-related activities after two years of benefits.
As of January 2011, cash assistance benefits reach a maximum of $292 a month for a family of three, according to the National Center for Children in Poverty. Amounts vary due to the family size and the particular circumstances of the family. These benefits are accessible through the same EBT card as food stamps are.
Using TANF Benefits
Cash benefits loaded onto the EBT card can be taken out at any ATM that accepts Quest or used at a cash register to make purchases. You can also withdraw cash at the register while making your purchases. Beware of stores that charge a surcharge for EBT transactions, as most stores don't and you don't need to pay a fee. You can withdraw as much as you like, as often as you like, up to your benefit limit.