Financial Help on the Internet

Money management skills can keep a person financially healthy.

Depending on the situation, several organizations online offer financial help for individuals. Money management can be difficult, but it's especially difficult when money is tight. Several websites offer financial advice for single parents, for emergency situations as well as for people who are new to financial planning. Even people who aren't having financial trouble can find money management advice online.

Financial Help for Everyone

Online financial help providers, no matter the approach they take, seek to connect people with the financial help they need. Money coaches such as Dave Ramsey and Lukas coaching offer general money management and budgeting advice for everyone. Websites like these and others often offer free advice in an attempt to sell the visitor premium services such as software or personal consultations. General financial help consultants answer their clients' questions ranging from income tax preparation to preparing for retirement.

For New Money Managers

Several websites provide an overview of the basics of money management. Though it may seem elementary, many financial help resources online will even define money management terms to help eliminate confusion. Banks such as Wachovia help new money managers understand the purpose of budgeting, as well as how to set goals and plan ahead. Banks may also provide basic information about managing debt and preventing identity theft. Other independent financial help websites consolidate the basics of personal finance and detail how to live within your financial means.

For People in Debt

Debt management services help individuals and businesses, sometimes even governments, overcome their debt-related problems. These problems can range from soaring credit card balances to a mortgage that is too expensive. Instead of declaring bankruptcy, online debt management services help their clients make arrangements with their creditors to pay back their outstanding debt. If possible, debt managers help their clients consolidate their outstanding debt to save money on interest payments. Debt management plans ultimately will help people in debt to pay what they owe while still saving money. These services are often free, but debt managers do, on occasion, charge for their services. Only use services approved by the Better Business Bureau.

For Single Parents

Single moms and dads have unique financial help available online. Web resources such as UMCSSA.org coordinate single mothers with financial opportunities, including grants for housing, child care, education and debt relief. Some websites that offer financial help for single moms also provide information about special loan programs, even home-buying programs. Dads aren't left out, either; websites providing financial information for single fathers provide similar services, and some even provide funding to pay for child care services and classes.

References

• Dave Ramsey: Home
• Lukas Coaching: Financial Coaching
• Wachovia: Money Management Basics
• UMCSSA.org: Financial Help for Single Moms

Resources

• My Money Management Guide: Personal Money Management
• My Financial Goals: Debt Management
• Debt Guru: Credit Counseling, Debt Management, Credit Card Debt Relief
• Single Dad Financial Help: Financial Assistance and Debt Advice
• Single Mom Financial Help: Home Loans, State Assistance, Grants for Single Mothers