Different Ways to Get Unemployment
Each state establishes its own guidelines that its workers must follow in order to qualify for unemployment compensation. The amount of benefits received is usually determined by applying a formula based on the worker's wages. Understanding how to apply for unemployment and knowing what documentation is needed gives you the best chance of receiving the unemployment benefits you deserve.
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Eligibility
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In most states, to meet unemployment eligibility requirements unemployed workers cannot voluntarily quit or be fired from their jobs through their own fault. By contrast, workers laid off by their employers can usually qualify for benefits. In some cases, however, workers who quit their jobs can be eligible to receive benefits if they quit because of a hostile work environment, a significant reduction in hours and pay, severe medical conditions or a forced relocation. If you are fired from a job, the reason cannot include improper conduct or violating the company’s employment policies.
Ways to Apply
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Filing an unemployment claim begins when you contact the unemployment insurance office in your state. The most common ways to file a claim are in person, online and by telephone. Information concerning your last job and reasons for the separation will be documented by a caseworker, who will contact your former employer to get information regarding the separation, your wages and dates of employment. Once all the information is gathered and analyzed, the caseworker makes a determination regarding qualification for benefits. If you are denied benefits, you can file an appeal to try and prove why you are eligible.
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Work Availability
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To receive unemployment benefits, unemployed workers must be available for full-time work. For example, if a worker cannot work full-time hours in her given field because of childcare issues, the worker may be denied benefits. Also, workers must possess the ability to work and be actively seeking employment. If you are physically unable to work because of a medical condition, you may be denied unemployment benefits but may qualify for disability benefits.
Continuation of Benefits
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Unemployed workers approved for benefits must file a claim according to their state’s guidelines, which is usually every week or two. You must answer questions regarding your current unemployment status, job searches and any income you have earned. Some states require those receiving benefits to show proof of job searches, which typically includes information regarding the employers you applied to. Failing to show the necessary proof may result in a disqualification from unemployment benefits.
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References
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