Individual Health Insurance

Prosthetic limbs provide their users a sense of independence and self-confidence. The trained professionals who fit prosthetics and teach patients how to use them are known as prosthetists. As a…

The U.S. Bureau of Labor Statistics anticipates fast employment growth in the occupation of actuary. Nevertheless, job applicants should expect keen competition, as many qualified people are…

The major purpose of insurance coverage is to transfer the insured's financial risk to another entity. Insurance companies charge premiums and set aside large sums of money to pay for losses incurred…

If you plan to invest for your retirement, it is important to understand the difference between pretax dollars and after-tax dollars. With pretax dollars, the money you invest is deducted from your…

Life insurance policies provide money to beneficiaries in the event the insured person dies. If you have life insurance on yourself, you can name anyone you'd like as a beneficiary. You cannot take…

Medicaid provides quality health insurance to low income individuals. Recipients must qualify for Medicaid services. Unlike private health insurance, eligibility for Medicaid is income-based, because…

Disability insurance provides a layer of financial protection in the event of an unexpected injury, accident or illness that prevents a person from working. The origin of disability insurance is…

Many Americans choose to be insured through a group health insurance plan offered by their employer. While this is common, it is not the only option you have. If you do not like the group plan your…

Anyone can purchase life insurance, regardless of the presence of physical disabilities. No rule or legislation exists that would prohibit a disabled person from applying for a policy. The challenge…

There are several different options for health insurance for individuals. Understanding the difference between insurance types can help you determine exactly what you need in a plan. Making the right…

Before traveling to other countries, find out if your current health insurance policy will cover you internationally, and if not, purchase additional coverage. You may never use your international…

An individual health savings account (HSA) assists an individual in putting money aside for future medical expenses. The Internal Revenue Service sets different rules for individual HSAs than for…

A good health assurance plan, which is the same as health insurance, can mean the difference between bankruptcy or continued solvency after a major illness. People can get health assurance in the form…

Health insurance is regulated at the state level. Because of this, the laws will vary according to the state where you live. However, many states have adopted the same or similar laws on key issues…

The health insurance market is divided between two broad categories of insurance: individual and group. Along with this division in insurance regulations, individual health insurance regulations…

Private healthcare is when doctors, dentists, and other healthcare providers are paid for through private insurance and (occasionally) out of private bank accounts. This is in contrast with a public…

Individual health insurance policies are available in Colorado through several companies. As of 2008, only about 54 percent of Colorado employers offered insurance coverage to employees, leaving about…

Buying individual health insurance in Florida will take some research. Individuals could have a variety of reasons to purchase their own health care plan. For example, you could be self-employed or…

The Internal Revenue Service allows individual taxpayers several options to deduct eligible health insurance costs. These medical insurance costs may include dental, mental health professionals, eye…

Choosing health insurance is an important decision. In California, residents are provided a variety of options to satisfy their health care needs. Insurance providers Blue of California, PacifiCare…

Obtaining health insurance usually involves one of two primary methods: participating in your employer's health insurance program or purchasing it on your own. Because employer plans operate under…

Applying for individual health insurance involves submitting your personal information to various health care companies who decide whether to issue you an insurance policy. Companies who offer plans…

One of the absorption procedures that new immigrants must undertake involves obtaining health insurance. New immigrants who receive health insurance coverage through an employer or a family member's…

Most life insurance carriers require applicants to undergo both physical examinations and medical records reviews, so a serious health condition may inhibit your ability to obtain coverage. When you…

Many employers in the U.S. provide extensive health-care benefits for employees. However, certain individuals and families, especially those on the higher end of the income graph, prefer to buy…

Americans can purchase health insurance either through a group insurance plan or an individual policy. Because health insurance policies can be complicated, understanding the differences between these…

Planning for health care expenses remains an important component of your financial outlook. Without insurance, unexpected medical procedures are often costly and can lead to bankruptcy. Individual…

There are two types of individual health insurance plans available in the United States. One plan provides a cost-effective way to receive quality care, while the other gives the insured more freedom…

If you live in Michigan and work for an employer that does not offer a group health insurance plan, you can still get coverage on your own. Individual health insurance policies are available from…

The Consolidated Omnibus Budget Reconciliation Act (COBRA) was enacted in 1986 to protect the health insurance benefits of U.S. workers and their dependents when they lose or change jobs.

The three options for workers who want to use pretax income to fund their health insurance are health savings accounts, health reimbursement arrangements and flexible spending accounts. Choosing which…

Health costs continue to soar and that means that so does the cost of health insurance. Insurance companies base health insurance rates on actuarial tables. These are simply statistics that tell the…

Depending on whether you are self-employed and buy your own health insurance or an employer pays all or part of your premiums, the tax that you will pay will differ. All employers get tax breaks from…

There are many options when considering the purchase of health insurance. Although there is no one best plan for everyone, there are many plans that offer the best coverages, best prices and best…

Individual insurance can have many disadvantages depending on the circumstance, such as moving or relocating to a different area. Health insurance is regulated by each state, so health insurance that…

Purchasing individual health insurance that is sold in the state of Virginia may depend on an individual's health status. However, there are certain instances where an insurer cannot deny health…

Health insurance is important to have so that a trip to the doctor or hospital doesn't take big bites out of your wallet. For those who are not part of or eligible for an employee-sponsored health…

For individuals who do not have access to health insurance through an employer, finding affordable coverage can be a challenge. In addition to paying higher premiums, it may be harder to obtain…

Basic health insurance needs of citizens in Canada are provided by provincial governments. This is only limited coverage and supplemental coverage may be necessary for additional health insurance…

The Health Insurance Portability and Accountability Act (HIPPA) was implemented in 1996 as a way to protect the rights of consumers regarding health insurance coverage. It contains provisions for…

Obtaining health coverage on the individual market can be more challenging than obtaining group coverage. With group coverage, the "law of large numbers" can help minimize risk, because those who are…

Individual health insurance plans are typically secured by a person who is not eligible for group insurance coverage. Group insurance coverage is typically offered by an employer for an entire firm.…

Individuals can be exempted from paying health insurance co-pays if they are the victim of a car accident that was not their fault, or if the individual is an executive who is compensated for their…

High-risk individuals are able to obtain health insurance by having the state own a pool of high-risk individuals and take over some of the risk. Prepare to pay more for high-risk individual life…

Unemployed individuals should look into health insurance that is inexpensive and only covers major medical disasters instead of minor problems. Learn how new employers may not provide health insurance…

Medical Card Systems is a Puerto Rico-based company that offers a large variety of corporate health plans. Medical Card Systems also has an array of customized products that go for competitive rates.…