Hurricane Insurance

Homeowners insurance covers your home and belongings in case of fire, flood or other disaster. Paying an insurance premium each year guarantees you will not be in financial ruin if you lose your…

In some areas of the United States, hurricanes occur with such regularity that insurance companies have stopped including the peril in a standard homeowners insurance policy. In these areas,…

In the U.S., 53 percent of the population reside within 50 miles of the coast, according to the Institute for Business and Home Safety. Despite the high risk for hurricane damage, or perhaps because…

Homeowner's insurance rates vary dramatically in different parts of the country based on the assessed risk of living in that area. Some areas of the country, like Iowa and Idaho, have relatively low…

When a hurricane hits, the consequences can be devastating. Hurricanes are the most destructive storms on Earth and can cause billions of dollars of damage. Insuring against windstorm damage in a…

While hurricane insurance in Florida is not mandatory as of 2011, most homeowners and renters in coastal areas purchase it because of frequent hurricanes and associated damages. Hurricane insurance…

A Florida homeowner needs three types of insurance policies to cover all the damage that can stem from a hurricane. A standard homeowner's policy covers damage from lightning and fire, while a wind or…

Florida's hurricane season, which runs from June 1 to November 30, can cause havoc, confusion and chaos for Florida homeowners. Choosing the correct coverage, deductibles and insurance company may…

Living in a hurricane-prone area, you do all you can to protect your home from damage, installing storm shutters and reinforcing garage doors before storm season hits. Some damage remains inevitable…

Just like protecting your home from hurricane damage, maximizing your hurricane claim starts well before the storm. It all starts with ensuring you have the right insurance coverage in the appropriate…

Whether being hit by a major hurricane such as Hurricane Katrina or a smaller hurricane that resembles a tropical storm, the damage from both can be considerable and costly. While damages to your home…

Your recovery from a hurricane should start before it hits. Learn about the different types of insurance and the damage they cover to make informed purchases. Prepare by knowing what actions to take.

Hurricane insurance protects a homeowner whose home is damaged in a hurricane. Coverage varies from one policy to the next and, to be fully covered, you may need to purchase a flood insurance policy…

Hurricanes wreak wind and water damage to homes and businesses when they make landfall. For instance, Hurricane Katrina caused $81 billion in property damage in 2005, according to the National…

If you live on the hurricane-prone east or south coasts of the United States, check your homeowner's policy to find out if it provides any coverage for hurricane damage. You may need a hurricane…

In 2005, Hurricane Katrina slammed into the Gulf Coast of the United States, becoming the worst natural disaster in American history. The damage caused by Katrina was estimated at $100 billion, far…

If you have suffered damage from a hurricane, you need to make sure your insurance company reimburses you for all of your damage. Do you know what is covered by insurance and what is not? Do you know…