How Do I Get a Flood Elevation Certificate in Southeast Texas?
A flood elevation certificate provides information about the elevation of a location; reading one can help a property owner comply with regulations as well as better understand insurance rates, risks and liabilities. Flood elevation certificates are used by the National Flood Insurance program as a way to calculate the premium a homeowner must pay for flood insurance. Whether you're buying a home or piece of property or examining insurance rates in southeast Texas, you should obtain a flood elevation certificate
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Instructions
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Contact your insurer. Many insurers already have access to flood elevation certificates and can get you a copy for any area in southeast Texas.
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Contact your local Flood Plain Management Office. Many districts keep a record of flood elevation certificates for the area. The number to Houston's FPMO, for example, is 713-535-7666.
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Speak to your architect or surveyor about getting a flood elevation certificate. They're often needed to fill out part of the form that creates one -- flood elevation certificates include floor plans and property photographs -- and can assist you in locating one for your property.
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Compare prices at various websites that offer flood elevation certificates (see Resources). Many companies will help create a certificate for property in southeast Texas. Professional help isn't inexpensive, so attempt to get one yourself before paying for help.
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Tips & Warnings
People who own property at a low elevation may be required by local laws to carry flood insurance.
