Mortgage underwriters in Texas draw up the mortgage contracts for home buyers financing a home. Underwriters use the applicant's credit score, requested loan amount and loan period to create a finance contract that works for both the bank and the buyer. Mortgage writers need a firm understanding of their business; if you underwrite a contract with bad terms for the buyer or the bank, you risk losing money for someone.
Obtain an associate's degree or bachelor's degree from an accredited institution. If you go for an associate's degree, choose a major in mortgage banking or another business major that focuses on financing. If you choose to obtain a bachelor's degree, major in business administration with a concentration in banking or finance.
Contact the Mortgage Banking Association of America (MBA), and register as a member (see Resources). The MBA holds conferences and publishes a monthly magazine that gives insight into the mortgage industry. As a mortgage underwriter in Texas, you need to know industry trends and economic changes that affect the industry. Provide your name and contact information to register for the magazine and pay the membership fee.
Register for "CampusMBA" classes at the MBA to further your mortgage underwriting education. The school of mortgage banking through "CampusMBA" offers classes that cost between $1,400 and $2,200. The classes serve as a resume builder and increase your marketability for prospective underwriting positions.
Contact the human resources department of a mortgage company in Texas that is close to your home. Inquire about open mortgage underwriter positions at the company, and drop your resume off at the human resources department. You have a better chance of being a mortgage underwriter in a Texas city that is building homes or has a strong housing market.