How to Check Balances on a MasterCard
Overextending your MasterCard limit may result in additional fees and interest, as well as damage your credit score. If you're unsure of your card balance, you can review balance details quickly by contacting the issuer of your card. The MasterCard brand is not directly distributed by MasterCard, but rather through specific banks. Examples of MasterCard issuers include Wells Fargo, Capital One, Bank of America and Chase.
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Instructions
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Call the toll free number on the back of your MasterCard or log in to your card issuer's online account service page. If this is the first time you have checked your balance online, you'll need to register for an account to gain access through the issuer's website. The issuer's bank name is on the front of your card.
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Enter your card number and other information as requested. Phone inquiries are through an automated system. You may have to enter a personal identification number or the last four digits of your Social Security number. Online inquires may require your card number and three-digit verification code on the back of your MasterCard.
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Obtain balance information. If you check your balance by phone, select the voice prompt option that allows you to hear balance or account information. If you check your balance online, your balance is displayed once you log in and enter your card details.
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