How to Write a Letter to the Credit Bureau to Change Your Social Security Number
If you learn that the Social Security number on your credit report is incorrect, write a letter to the three different credit bureaus to let them know they have incorrect information and to provide them with your correct Social Security number. Make sure you give all three credit bureaus the correct number. If any of them have an incorrect number, it may cause problems for you when you apply for credit.
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Things You'll Need
- Social Security card or other proof of your Social Security number
- Stamps
- Envelopes
Instructions
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Begin a letter that includes your full name and home address. Type the letter or else print very neatly.
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Explain that the credit bureau has somehow come to have the incorrect Social Security number on your report and that you wish to correct the problem. Provide the incorrect number now on your credit report, if you have it.
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Provide your correct Social Security number and add your name and signature to the bottom of the letter.
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Make four copies of the letter. Keep one for your records.
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Send one copy of the letter to Equifax, P.O. Box 740241, Atlanta, GA 30374 by certified mail. Enclose a photocopy of your Social Security card or other official document verifying the correct Social Security number.
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Send one copy of the letter to Experian, P.O. Box 2002, Allen, TX 75013 by certified mail. Enclose a photocopy of your Social Security card or other official document verifying the correct Social Security number.
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Send one copy of the letter to TransUnion, P.O. Box 1000, Chester, PA 19022 by certified mail. Enclose a photocopy of your Social Security card or other official document verifying the correct Social Security number.
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Tips & Warnings
Request a free copy of your credit report from all three credit bureaus once a year and review the reports for any errors, including mistakes with regard to your Social Security number.
Never provide a false Social Security number to any of the credit bureaus.
References
Resources
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