How to Endorse a Money Order

Use a pen to endorse your money order.
Use a pen to endorse your money order. (Image: Hemera Technologies/ Images)

Money orders are made out to individuals or companies for a specific amount. Payment is collected when the money order is issued. For this reason, money orders are sometimes preferred over checks. Money orders can be purchased from such places as the U.S. Post Office, Western Union, Money Gram and even Wal-Mart. When you receive a money order, you must endorse it before turning it in for cash.

Flip the money order over to reveal the back side.

Sign the back of the money order on the line provided with a pen.

Provide identification when turning the money order in for cashing. You must be the same individual listed on the front of the money order in the "Pay to" section. If a company name was used, you will need to prove that you are part of that company.

Tips & Warnings

  • If you don't know how to write, you can sign the money order with an X. This must be witnessed, however.
  • You do not have to sign Mr., Mrs., Dr., Sgt. or Capt. in order for the check to be cashed. This is true even if the title is used on the front of the money order.
  • When two individuals are listed in the "Pay to" section with an "and" in between the names, both individuals must sign the money order in order for it to be cashed.

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