Step-by-Step: How to Write a Check


Although you might prefer to handle financial transactions using online options, you’ll occasionally need to write a check. If you’re new to paying bills or haven’t written a check lately, it’s a good idea to review the basics to make sure there’s no hiccup with the bank depositing or cashing your check.

The Basics

  • Fill in the date using a word or use numerals and slashes, such as 10/23/2014. Write the full name of the payee on the payee line, which is often preceded by the words, “Pay to the order of.” Enter the amount of the check in the small box at the end of the payee line after the $ symbol. Use numerals to write the amount. For example, if you are writing a check for $105.07, write the amount that way. Write the amount of the check using words for the dollar amount on the line under the payee line, such as “One hundred five and 7/100.” Sign the check using your legal signature.


  • When you fill in the line on the check that requires you to write the dollar amount in words, write the amount of cents using words or numerals, then include a “/” mark and then “100” in front of the word “dollars.” For example, if you are writing a check for $105.07, write “One hundred five and 7/100” or “One hundred five and Seven/100” on the line. If the check does not include change, write, "00/100” or “Zero/100.”


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