How to Rent a Security Box at a Bank

You can speak with a bank representative about securing valuable items.
You can speak with a bank representative about securing valuable items. (Image: Comstock Images/Comstock/Getty Images)

Renting a safe deposit box could enable you to protect some of your most precious items. In addition to the standard security features that are provided through banks, you control the access to a rented box that must be accessed with your key. You might decide to place stock certificates or your original marriage certificate within a bank-protected safe deposit box.

Visit your bank to view safe deposit boxes that may accommodate your needs for items, such as jewels, mortgage notes, bonds and insurance documents. Obtain the costs for securing your items.

Read the terms of service in accordance to your bank’s guidelines. Ask your banking representative about the hours that you can access your safe deposit box.

Pay your rental fee if you accept the terms for the safe deposit box. Accept the key for your safe deposit box and secure it in a safe place.

List or photograph items that you plan to store in your safe deposit box. Secure the list in a safe place at home, such as a locked filing cabinet or a fireproof storage box.

Take the items that you want to secure in your safe deposit box to the bank for storage and safekeeping.

Tips & Warnings

  • Ensure that your spouse or your attorney has knowledge of the safe deposit box in case you become terminally ill.

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