How to Add My Wife to My Bluecross Blueshield Policy


If you need to add your wife to your current Bluecross Blueshield health insurance policy because of recent marriage, your wife losing her job or for other reasons, you must follow a series of steps. Appropriate paperwork and forms need to be completed for the add-on to occur and for the coverage to begin, which usually takes place on the first day of the next month.

Things You'll Need

  • Paperwork from Bluecross Blueshield
  • Required documents

How to Add My Wife to My Bluecross Blueshield Policy

  • Contact Bluecross Blueshield customer service and inquire as to whether or not your wife is eligible for coverage. Depending on the type of policy, you might only be allowed a certain number of people per policy. If you were recently married, you might have to add your wife within a specific time frame. This amount of time depends on the policy. Also, you might be allowed to only add your wife during a specific time of the year when Bluecross Blueshield has its open enrollment period.

  • Ask Bluecross Blueshield to send you any necessary paperwork needed to add your wife to your policy, then fill this out when you receive it. You might need to disclose any previous health conditions that your wife has, past surgeries, current health status and whether or not she is a smoker.

  • Include any documents that are required to add your wife to your Bluecross Blueshield policy. If this addition is because of a marriage, you will need to include a copy of your marriage license. If your wife lost her job recently, you might need to include a copy of her termination letter from her insurance company to prove she no longer has coverage.

  • Mail in all completed paperwork and documents as soon as possible to make sure it gets processed in a timely manner. This will help to prevent delays in the start of coverage. You'll want to confirm with Bluecross Blueshield that the paperwork was received and that it is being processed. Make sure you will be receive a letter confirming when coverage begins and the details of the policy.

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