How to Access an Account in Banking

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Technology makes banking easier than ever. Online banking, phone banking and ATM banking allow you to access your account at any time from virtually any location. Accessing your bank account through any of these methods allows you to obtain your balance, view your transactions, make deposits and withdraw money. Most banks allow you to access your account in a number of ways, including by visiting any branch of the bank.

  • Access your account online by going to your bank's website and creating an online account. Creating a user name and password allows you to enter all of your account numbers and view your balances, transactions, make transfers and pay your bills all online from any computer in the world.

  • Call the phone number on the back of your debit card to access your bank account by phone. By following the automated prompts you can obtain your balance, check cleared transactions, pending transactions and speak to a customer service representative for additional assistance.

  • Go to the nearest ATM; it doesn't even have to be an ATM that belongs to your bank. By inserting your ATM card into any ATM you can view your account balance and withdraw money at any time. Some banks allow you to make deposits into their ATMs by inserting envelopes of cash or checks into special slots.

  • Visit your bank in person. In person you can access your account by visiting a teller and asking for your balance, to tell you if an item has cleared, obtain deposit slips, make deposits, withdraw money and any other banking need you have.

  • Access your account through the mail. Some banks, such as Bank of America, allow you to make deposits through the mail by mailing your checks to designated addresses specifically for people who live in your state or city.

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