How to Tip When Using Your Card

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If you prefer to shop or dine without cash, many merchants conveniently allow customers to leave a tip using a credit or debit card. Whether you're tipping a waiter at your favorite restaurant or the person that shampoos your hair at a salon, leaving a tip on your debit or credit card is easy.

  • Ask a staff member if you can leave a tip using your debit or credit card before she leaves the table. Some establishments are unable to permit customers to leave a tip on the card after they have swiped the card.

  • Give the card to your server or other designated person, such as a cashier. After the server returns, he will provide merchant and customer copies of the receipt.

  • Write the tip amount on the appropriate line. Add your bill total -- which is usually on the first line -- and tip amount -- usually on the second line -- together. Write the total on the third line. Sign both copies of the receipt. Keep a copy for yourself and give the other copy to your server.

Tips & Warnings

  • It's usually customary to leave between a 15 to 20 percent tip at full-service restaurants. If you receive exceptional service, consider leaving a larger tip.

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