How to Stop a Payment on a Debit Charge at the Bank of Missouri

The Bank of Missouri is a community bank with a long history of servicing people and businesses of Perry County, Missouri. This financial institution is a member of the Federal Deposit Insurance Corporation, providing FDIC insurance to all account holders. Debit card charges are processed quickly and might go through before you can stop them. If you are unable to stop a charge, you might be able to dispute it. A dispute is not a stop payment and not a guarantee that the transaction won't be paid.

Things You'll Need

• Debit card
• Bank phone number
• Telephone
• Transaction details/receipt

Instructions

1. Call the bank immediately and speak with a customer service representative. If you have the branch number, use it or call the toll free number at 888-547-6541.

2. Provide the representative with your identifying information and the debit card used.

3. Give the representative the debit charge information, including the date of the transaction, the exact dollar amount and the vendor's name and address.

4. Confirm that the debit hasn't gone through and request a stop payment. If the payment has been processed through the account, request a dispute.

Tips & Warnings

• A stop payment fee applies to debit card cancellations the same as check stop payments. Confirm current charges based on you account prior to canceling the transaction to determine if it is cost-effective to do so.

References

• Bank Of Missiouri: Personal Checking
• Washington State Department of Financial Institutions: Debit Card FAQs