How to Send ACH Payments for Free


ACH means Automated Clearing House. All you need to know about ACH is it enables you to make free payments online for utilities, credit cards, insurance premiums, even money you owe to individuals. ACH payments go through your bank, so they offer security as well as convenience. Move step-by-step through the process for setting up and making ACH payments, and learn to pay your bills without the headaches of stamps, envelopes, and trips to the post office.

Tips & Warnings

  • Past ACH payments remain in your "past payments" list in case there is a dispute about any bills you paid.
  • Many online bills clear immediately, so the old trick of writing and mailing a check before the money is actually in your account won't work. With online bills, make sure the money is already in your account before you click "send."

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