How to Practice Safe Internet Banking
Having access to your personal or business bank account via the Internet affords you numerous conveniences, such as checking your account balance, transferring money, stopping payment on checks, ordering new checks and the ability to see if checks that you wrote have cleared. However, online banking also brings increased chances of fraud, breeched security and the possibility that someone can hack into your account. Practice safe Internet banking to help your account stay secure.
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Instructions
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Set a cryptic password and username. Avoid using obvious words or numbers that will be easy for others to figure out and, consequently, allow them easy access to your account. Also, do not use the same username and password that you use for other accounts or websites.
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Always sign out of your account when you are finished your online banking; never leave the account open and on your computer screen where others will be able to see it.
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Limit the number of employees that have access to your account if you are running a business. There may be a reason that a manager or supervisor needs access to your online banking information, but make sure to limit their access and teach them safe online banking practices.
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Open your account using only a private, secure computer. Do not open your account on a public computer, such as one rented at a café or copy center.
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Remain wary of phishing scams, which send you emails that appear to have come from your bank. These fraudulent emails are sent in an attempt to obtain personal information from you. Should you receive an authentic looking email that is asking for personal information, contact your bank immediately.
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Contact your bank or financial institution immediately if your account has been compromised or intruded in any way. Most banks offer 100 percent recovery of any money stolen due to fraud.
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References
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