How to Use Cheques
A cheque -- more commonly referred to in the U.S. as a check -- is a form of payment that allows the bearer to pay an entity monies that the bearer may not have on his person, but does have in his bank account. The check is then regarded as the same as actual money, and is deposited at the entity's bank. A special checking account is required for the ability to write checks to other people, and you must have the amount of money you write in the account.
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Instructions
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1
Write the current date in the space indicated in the upper-right corner.
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2
Write the name of the person or company you are paying in the "Pay to the order of" line.
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3
Enter the exact amount of money you are paying in numeric form in the space to the right of the "Pay to the order of" line.
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Write out the exact amount of money in the line just above the memo and signature lines. For example, if paying $70.23, write "Seventy and 23 cents" on the line. Strike out any remaining space on the line with your pen.
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Sign the check in the space given at the bottom. Give the check to the entity you are paying.
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Tips & Warnings
If you do not have the funds to cover the check, it will be returned to the entity unpaid, resulting in a bounced check. This could result in problems such as additional fees, being referred to collections or legal issues.
