How to Set Up ChaCha Internet Banking

With your ChaCha account, you receive a debit card that you can use wherever Visa is accepted.

ChaCha is a primarily text message-based search service. Users send their questions to ChaCha, where a live person called a guide researches the answer to the question. Anyone over the age of 18 can apply to become a guide through ChaCha's website. By providing some personal information, hours of availability and a W-9 tax form, you can become a guide. Guides receive payment through one of two options: a check mailed when the account passes $100 credited or through an online bank account with First Internet Bank. You can access your funds with a debit card issued through First Internet Bank or transfer the money to another bank account for a $2 fee.

Instructions

1. Become a guide for ChaCha. Guides answer text message questions that are forwarded to them and earn points for each question they successfully answer. Specialists in a particular field earn up to four times a much as a plain guide.

2. Select "Pay Me Now" as your payment option. This option instantly transfers your earnings into a bank account. The other option is to have a check mailed to you whenever your balance passes $100.

3. Fill out the account application form and submit it. This will create a bank account at First Internet Bank that only ChaCha guides can access.

4. Fill out the "Signature Card/Deposit Account Agreement," and mail or fax it to the location specified on the form. After your information has been reviewed, your account will be opened and a debit card will be mailed to you. This step can take up to 2 months based on the volume of applicants.

References

• First Internet Bank; How do I Get to the Money in My ChaCha Account?; May 2010
• First Internet Bank; How Long Before My ChaCha Account Is Open?; January 2011
• Momportunity; Review of ChaCha.com; February 2011
• IM Report Card; ChaCha Review; September 2009

Resources

• First Internet Bank: Signature Card/Deposit Account Agreement