How to Stop Payment on an Air Conditioner Repair Scam
You may recently have fallen victim to an air conditioning repair scam. These companies likely charged you a rate too good to be true to fix your air conditioner. The rate was likely very low because there was no repair conducted. Your air conditioner still does not work, and you have shelled out funds to a scam artist. Luckily, the Federal Trade Commission may help you recover your money.
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Instructions
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Attempt to resolve the dispute on your own with the scam artist. Obviously, this will likely fail since they have scammed you and will continue to do so. Write a formal letter and keep a copy for yourself. This will be needed to prove to the FTC that you have made a good faith effort to resolve the dispute on your own.
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Ensure you fall within the protection of the law. First, the dispute must exceed $50. Second, you should live within 100 miles of the merchant. Sometimes you can gain leniency on the mileage requirement.
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Contact your creditor and tell them to stop payment. Give them the exact details of the transaction. They must freeze your payment and not charge you pending an investigation. You will likely resolve this dispute with ease if you have a major creditor. They tend to forgive these payments in order to keep your business. If your creditor does not forgive the payment, you will have to file a formal complaint with the Federal Trade Commission and sue your creditor.
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