How to Apply for Direct Deposit of SSI Benefits

Direct deposit is the safest way to get your SSI benefits.

Direct deposit eliminates having to wait in long lines to cash your Supplemental Security Income (SSI) check. It also eliminates having to wait at home for your check to be delivered by U.S. mail. Instead, a treasury worker electronically transfers your SSI funds to your personal bank account each month. You can enroll online, by phone or by mail through the "Go Direct" program sponsored by the U.S. Department of the Treasury and Federal Reserve Banks.

Things You'll Need

• Social Security number
• Bank routing number
• Bank account number
• Payment amount of last SSI check
• 12-digit check number of your last SSI check
• Correct spelling of your name and address as it appears on your SSI check

Instructions

1. Enroll online at the "Go Direct" website (see References). Click on the "Enroll Online Now" tab and then click "Continue" on the "Security Notification" screen. Select “I want to sign up for direct deposit of my check" to complete the online enrollment.

2. Enroll by telephone by calling 800-333-1795 (English) or 800 333-1792 (Spanish). A "Go Direct" customer service representative will assist you with switching your SSI check to direct deposit. Representatives are available Monday through Friday, 8 a.m. to 8 p.m.

3. Enroll by mail by completing the "Go Direct" direct deposit form (see Resources). Carefully follow the directions on the form to ensure accuracy; otherwise the form may not be processed. Mail the completed form to:

   Go Direct Processing Center

   U.S. Department of the Treasury

   P.O. Box 650527

   Dallas, Texas 75265-0527

References

• Go Direct: FAQ
• Go Direct: Before You Begin

Resources

• Go Direct: Direct Deposit Form