How to Get a Free FICO
The FICO score was created by the Fair Isaac Corporation. It is the score most lenders use when assessing your credit application. Your FICO score has a range from 300 to 850. Scores under 600 are below the U.S average while scores above 750 are above the U.S average. FICO scores are not usually free, but you can get a free FICO score.
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Instructions
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Get your free FICO score from Equifax. Take a 30-day free trial with Equifax Credit Watch Gold. It monitors your three credit reports: TransUnion, Equifax and Experian and gets you a free FICO score.
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Apply online to get your free FICO score at the Equifax website. Click “Get your Free Score.” You will need to provide your credit card details during the application process: but it won’t be charged until after the free trial.
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Complete the first part of the application form, and then click “Continue.” Complete the second part. Click “Continue.” Enter your credit card details to get your 30-day trial and free FICO score. Click “Continue.”
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Wait while your credit card details and identity are checked. Review your application. Ensure the details you have entered are correct. Confirm you understand the terms of the free 30-day trial, and then click “Continue.”
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Enter a login ID, password and password reminder. Click “Enter.” You are directed to the members’ page. Your chosen products will be displayed. Click "FICO Score" and the details are displayed.
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Tips & Warnings
You can get a free FICO score if you apply for a home loan. You have to request it from your lender: it’s not automatic.
Ensure you make a note of the date you applied to get your FICO score. Your credit card will automatically be charged after 30-days if you don’t cancel.
References
Resources
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