How Do I Open a Free Austrian Bank Account?

Your Austrian bank should offer an electronic card for ATM withdrawals.
Your Austrian bank should offer an electronic card for ATM withdrawals. (Image: Jupiterimages/ Images)

You cannot live in any country for an extended period of time without eventually opening up a bank account. If you live in Austria, you will need to deposit money from your job and possibly write checks when needed. Opening a free Austrian bank account takes some research to find a bank that will provide exemplary service without hidden monthly fees.

Things You'll Need

  • Passport
  • Proof of residency

Compile the necessary documents to open a free bank account in Austria. To open one, you will need some form of identification. A passport is your best bet when starting your account, because a driver's license from another country may not be accepted. The bank may also want proof that you live in Austria. If you rent or own a home, bring a utility bill or statement from your landlord that verifies your residency.

Choose a bank in Austria that offers free checking accounts. Some banks may offer a new account that does not need an opening balance but charges you a yearly fee for the service. Look at the fine print of any bank account you open with an Austrian bank. (For a partial list of Austrian banks, see Resources.)

Visit the Austrian bank you selected to open a free account. The bank will likely assign a customer service representative to your account. If you have any questions about the specifics of your free account or you want to open additional accounts, ask your representative. Verify that you will receive a EuroCheque card with your account so you can withdraw money from cash machines and use it for purchases.

Look for your EuroCheque card to arrive in the mail within two weeks of your account's opening. Contact your customer service representative if the card does not arrive.

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