How to Hook Your Credit Card Machine to Your Cell Phone


Before the introduction of cell phones and wireless technology, mobile businesses and technicians were limited in the types of payments they could accept in the field. In most cases, doing business outside the office meant accepting only cash or check payments. Today, however, your business can accept credit card payments with a cell phone and wireless credit card terminal. Accepting credit cards in the field allows you to offer your customer flexible payment options and potentially sell more products or services.

Things You'll Need

  • Bluetooth-enabled cell phone
  • Bluetooth credit card terminal
  • Cell phone manual or user guide

Power on the Bluetooth-enabled credit card terminal. Ensure that the unit has paper and that the status display reads “Ready” or “On Line.”

Press the menu button on your cell phone. Scroll to “Settings,” “Bluetooth Settings” or “Wireless Settings,” and press the appropriate key to enter the sub-menu. If you are unsure of how to access the menu settings for your cell phone, refer the user guide or manual.

Scroll to the “Connect” or “Search” menu option and press the “OK” or “Enter” key on the cell phone dial pad. Wait while the phone searches for and locates Bluetooth devices nearby.

Wait for a listed of detected Bluetooth devices to appear on the cell phone display screen. Scroll to the listed credit card terminal device. Press “OK” or “Enter” on the phone.

Scroll to “Pair Devices,” “Connect to Bluetooth Device” or something similar. Press the “OK” or “Enter” button or key on the phone.

Enter the pin code for the credit card terminal. Most Bluetooth devices have a default PIN code number of “0000.” Refer to the manual for the credit card terminal for the correct pin code if “0000” does not work.

Wait for the phone to establish a wireless connection with the credit card terminal. Close the menu screen on the phone. Use the credit card terminal to process credit card transactions. The cell phone will connect to the credit card processor to verify transactions made on the terminal machine.

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