How to Get a Lost Title in Florida

A lost or stolen car title can ruin anyone's day when it comes time to sell or trade a vehicle. You can't legally transfer ownership of a car or truck without a clear title. Fortunately, it is possible to get a replacement title from the State of Florida for your motor vehicle, though it may cost you some time and money.

Things You'll Need

• Form HSMV 82101
• Proof of identity
• Proof of loan payoff (if applicable)
• Title fee
• Proof of address change (if applicable)

Instructions

1. 

   Download Form HSVM 82101 from the official website for the Florida Department of Highway Safety and Motor Vehicles. You may also pick up this form from your local DHSMV office.

2. 

   Fill out the form, making careful note of your vehicle identification number, license plate number and odometer reading.

3. Bring the completed form, along with supporting materials, to your county's DHSMV office. You will need to bring proof of identity, such as a driver's license or ID card.

4. Bring along proof of loan payoff, if you have paid off your car loan, so that the lien holder can be removed from the new title.

5. Document the change if your address has changed since getting the vehicle. Acceptable documentation includes:

   Driver's license with the new address

   Paid receipt, contract or turn-on order for phone or utilities

   Proof of homestead exemption

   Rental or lease agreement

   Current year motor vehicle, mobile home, or boat registration

   Copy of an insurance policy for a motor vehicle, mobile home or boat.

6. 

   Bring a method of payment for your duplicate title fee: $75.25 for an electronic title or $77.75 for a title to be printed and mailed to you, at 2011 prices.

Tips & Warnings

• You can find the address for your local DHSMV office at the Florida Department of Highway Safety and Motor Vehicles website.

• Some county offices offer Fast Title Service for an additional $5.00.

• If you never received your title in the mail, there is no fee for a replacement title, provided you file your application within 180 days of issuance.

References

• Florida Department of Highway Safety and Motor Vehicles: Form HSVM 82101
• Florida Department of Highway Safety and Motor Vehicles: FAQs on Getting a Hassle Free Title
• Florida Department of Highway Safety and Motor Vehicles: Schedule of Title Fees

Resources

• Florida Department of Highway Safety and Motor Vehicles: DHSMV Office Locations