How to Do a Money Order Refund
A money order is a check-like financial instrument that works like cash. The purchaser buys it with cash. It serves as a secure form of payment, and the receiver can deposit it as cash into his bank account. If the money order is lost, stolen, or you are not using the money order for the intended purpose, you can receive a refund of the funds minus the purchase cost. You must have the serial number, purchase date and amount of the money order to receive a refund. This information is located on the tear-off portion of the money order, called the proof-of-purchase.
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Instructions
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Go to the place where you bought the money order. Request a money order refund form. Include the serial number, purchase date and amount on the form.
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Look at the bottom of the form for the processing fee you must include with the request. The issuer will not process your refund without the fee. Pay the fee by check or money order.
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Mail the refund request and the fee payment to the address on the form. Depending on the money order issuer, you may receive a refund in as little as 30 days. However, if someone has already cashed the money order, it will take longer to process your request because the issuer will have to conduct an investigation to determine if it was cashed legally.
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Tips & Warnings
The United States Postal Services does not issue refunds of its money orders. You can only replace damaged ones. You still need the serial number, amount and date of purchase.
