How to Obtain a State Contractor's License in New Jersey
A contractor is an individual or business who supplies home repair services to homeowners. Contractors include builders, remodeling professionals and anyone who makes home improvements. this includes: carpet installers, security protection device installers and landscapers who plant shrubs and flowers. If you are a home repair contractor in the state of New Jersey, you are required by the state to get a license before you can perform work for New Jersey consumers.
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Instructions
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Obtain a commercial general liability insurance policy from any insurance agent with a minimum of $500,000 per occurrence. Each insurance company's application will differ: you may be able to fill in an online application, a paper application, or put in your application over the telephone. In order for the policy to become effective, you'll probably need to pay a portion of the premium up front.
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Download the Home Improvement Contractor Packet (see Resources) from the State of New Jersey.
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Complete the application, including the Disclosure Statement, which requires you to divulge your criminal background. In general, you'll need to fill out information about your business including the business location and phone number. Specific requirements for application submission are detailed on the form but include providing copies of business registration certificates and providing immigration documents if you are not a U.S. citizen.
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File the filled in Home Improvement Contractor Packet with the Division of Consumer Affairs at the address shown on the form. Include a check or money order for $90 as of December, 2010. Once your application has been approved, you'll be issued a license in the mail.
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Tips & Warnings
If you finance any part of your home repairs, you may be required to get a Home Repair Contractor/Salesperson license (see Resources) from the State of New Jersey Department of Banking and Insurance.
