How to Create a Budget Planner

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A budget planner is any system or tool that you use to plan out and monitor your budget each month. You need to this tool to check on your budget expenses and make choices regarding your financial status. Both online and offline software programs allow you to perform these tasks. The key is finding the one that is consistent with your needs and preferences.

Use Microsoft Excel as a budget planner tool. Microsoft offers a number of convenient templates, such as the “Family monthly budget planner,” that are consistent with the Excel program. The budget details get broken down into very specific categories to help you manage your money efficiently. Download the template and enter your budget information as requested. You can also create a separate worksheet in the same file that lists or budgeting goals.

Plan your budget using Budget Planner V3 Pro, a standalone budgeting software program. Add items to your budget, including both income deposits and payments to providers, then view them all in a spreadsheet format. Your budget summary displays across the top of the main screen. You can set savings goals and to-do reminders about your money. You can also view charts to identify issues of concern regarding your budget.

Create a budget planner with Rainy Day Budget. This service allows you to create and navigate your budget online from your browser. Add users, income, expenses and accounts to the online software. It saves you updates as you go along through the budgeting wizard. This software makes it simpler to plan because you can view the details at-a-glance on a yearly, bi-annually, quarterly, monthly, weekly or bi-weekly basis.

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