How to Encode in MICR

MICR is used on checks.

MICR is the acronym for Magnetic Character Ink Recognition, and we make use of it each time that we write a check. The numbers and symbols that appear at the bottom of checks are the ABA routing code of the bank where the check is payable and then the account number that will be debited. When the check is deposited that bank will then encode the value of the check in the lower right-hand corner and begin to process the check for collection. The system is totally automated from that point forward, with special scanners reading the MICR fonts.

Things You'll Need

• Software that contains the MICR font
• Printer
• MICR toner or ink

Instructions

1. Do an online search for "MICR fonts" and view ads from providers. Many vendors have the software that you need. Select the one that meets your budget requirements, purchase the software and download it onto your computer.

2. Install MICR toner or ink cartridges into your printer and restrict its use to tasks requiring the MICR font.

3. Complete the document that you are working on that requires MICR.

4. Print the document and examine it for accuracy.

5. Remove the MICR toner/Ink cartridge and replace it with the ordinary toner or ink cartridge.

Tips & Warnings

• The layout of MICR on a check must follow certain conventions; otherwise the reading machines will not be able to process the paper. The field spaces are read right to left. There are paper guides that can be bought to assist in the proper placement of the data.

References

• Infoprint Solutions Company: MICR Format Requirements