How to Check the Balance of a Savings Account

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A savings account is a type of bank account that accumulates and pays interest to the account holder. Banks and financial institutions generally offer a variety of savings account options. You can normally check the balance of your savings account by logging into the bank or financial institution's online banking system, calling or visiting the bank in person or checking your saving's accounts periodic statement.

  • Log into your bank or financial institution's online banking system. Select your savings account from the list of accounts held at the bank or financial institution. Your account balance is normally displayed on the summary page of the savings account.

  • Call your bank or financial institution. Follow the automated touch-tone prompts and enter your savings account number and any requested identity verification information. Your savings account balance is normally displayed after your identity is verified. Alternatively, you can select the option to speak with a live customer service representative and ask for your account balance.

  • Go to the bank in person. Stand in the customer service line and request the balance for your savings account. Remember to bring two forms of identification with you to the bank.

  • Check your periodic statement for your savings account. Depending on your bank and type of savings account, periodic statements are normally mailed monthly, quarterly or annually.

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