How to Buy a Mobile Home in Clemson, South Carolina
Clemson sits in Oconee County, South Carolina. Parks, recreation, universities, dining and shopping attract residents and visitors to the area. One of the housing options you can choose from is to buy a mobile home. Buying a mobile home in South Carolina has some similarities to buying a traditional home, such as establishing the financing. Buying a mobile home also has some differences, such as obtaining permits and decals from the county to allow you to move and set up a mobile home.
Instructions
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Identify mobile home dealers in Clemson. Contact each mobile home dealer and schedule an appointment to visit the location and view the mobile homes the dealer has for sale. This allows you to get an idea of the layouts, designs and floor plans of the mobile homes, as well as the prices of the homes.
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Verify the mobile home you want to buy. Once you decide which mobile home you want to purchase, discuss the financing terms and conditions with the dealer. Determine how much money you have to put as a down payment and which financing options the mobile home dealer provides. You can also find outside lenders that finance mobile homes to compare the interest rates, terms, conditions and closing costs with that of the dealer.
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Sign the purchase contract with the dealer.
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Apply for financing with the dealer or the outside lender. Make the down payment to the mobile home dealer.
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Identify a site location for your home. If you own your own land, you can relocate the mobile home to this piece of land. You can also find a mobile home community that has available lot space that you can rent. If you rent a space, the area is typically ready for electricity and water hookups.
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Attend the closing on the mobile home, where you sign the promissory note for the financing and obtain the deed to the property.
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Make moving arrangements to relocate the mobile home from the dealer to your site. Talk with the representative at the mobile home dealer to have the company move the mobile home.
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Contact the Oconee County Assessor's Office. Oconee County requires that you have a mobile home permit to move the home. The county also requires every mobile home to have a set-up permit. In addition, the mobile home must have a decal before you can have the electric company connect electricity to the mobile home, which also comes from the county.
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References
Resources
- Photo Credit mobiles homes 6 image by Marc Rigaud from Fotolia.com