How to Pay Online With a Credit Card When You Don't Have One
When you see a product online that you want to purchase, it generally requires the use of a credit card. If you don't have a credit card, some online merchants will allow you to pay for purchases through PayPal. If PayPal is not accepted, you must use alternate methods to make your purchase.
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Instructions
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Ask a friend or relative to allow you to use his credit card to make the purchase. You can then reimburse your friend with cash to cover the cost of the purchase. If your purchase requires shipping, some companies will not ship to an address that is different from the credit card billing address. Therefore, the credit card owner must reside with you. You can also ship the product to the credit card owner's address and pick it up later.
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Use a check card that has a credit card logo. In order to use your check card for the purchase, you must have sufficient funds in your checking account. Otherwise, you will be charged overdraft fees for the purchase.
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Use a gift card that has a credit card logo. Gift cards can be purchased from many department, retail stores and pharmacies. In order to use the gift card for an Internet purchase, you must first register it. By registering the card, you can associate your name and address with it. If there is no address associated with the gift card, your online transaction will likely be declined. To register your card, call the customer service number that is located on the back of the card.
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Apply for a prepaid credit card. There are many online companies that provide prepaid credit cards. You don't have to pass a credit check to obtain the card. Once you receive the card in the mail, load funds onto it to complete your purchase. The method to load funds onto the card will vary by card issuer.
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