How to Cash a Postal Order
When you receive a USPS (United States Postal Service) domestic money order, there are several ways you can go about cashing it. Some methods allow you to cash the money order for free. Other methods may charge you a fee that is generally a percentage of the money order.
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Instructions
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At the Post Office
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Ensure that the front of the money order has your name in the "Pay To Order Of" field. In many cases, the purchaser of the money order will complete this field. If you must complete the field on your own, be sure to enter your legal name.
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2
Endorse the back of the money order.
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3
Take the postal money order to any post office of your choice. To locate a post office near you, use the locator tool that is located on the United States Postal Service website.
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4
Present the signed money order and a valid photo ID to the post office representative. The photo ID can be a state issued driver's license, state ID, military ID or passport.
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5
Wait to receive your cash back from the money order. There is no fee for cashing a postal money order at the post office.
Other Agencies
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Take the postal money order to a bank where you have an account. Present the endorsed money order to the bank teller, along with a government issued photo ID. Wait to receive your cash back from the money order.
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Cash the money order at a third party check cashing agency only if no other option is available. The agency will cash your money order if you agree to pay the agency a "cashing fee." This fee will vary by agency. However, it is typically one to four percent of the money order total. Photo identification is still needed to cash the money order.
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Take the money order to a grocery store or department store. In some cases, the store will cash the money order if you are buying items from the store. This protocol will vary by store and usually requires the approval from store management. A valid photo ID is needed to cash the money order at a store.
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