How to Load a Debit Card Online With a Checking Account
Prepaid debit cards are a type of debit card that allows you to load money onto the card and use the card to make purchases and withdraw money at automatic teller machines (ATMs). Most prepaid debit cards work on the MasterCard or Visa credit card networks and are accepted by businesses that normally take credit cards. Many prepaid debit cards allow you to load funds online through your checking account.
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Instructions
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Contact the company or bank that issued your prepaid debit card and verify that you can load funds onto the card by sending a check. Get detailed information about who to make the check payable to, where to send the check and any additional information you need to include on the written check. You can find the telephone number for your prepaid debit card on the back of the card.
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Log on to your checking account's online banking system and select the "Bill Pay" option.
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Select the link to "Add a new payee." Enter the requested information including payee name, address of the payee and your debit card account number.
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Select the new payee that you created. Enter the amount that you want to load onto your prepaid debit card. Click "Submit" to send your payment.
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Wait for your prepaid debit card to load your funds. It typically takes three to five business days for the company or bank to receive the check from your checking account's bill pay. In addition, the prepaid debit card company may place a hold on the check for 10 to 14 business days.
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Call the number on the back of your prepaid debit card to verify that the funds were loaded onto your debit card. Alternatively, many prepaid debt cards allow you to check the balance of your card online.
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