How to Get a Credit Card With an EIN Number

An employer identification number or EIN is a specific number issued by the Internal Revenue Service to business organizations. The EIN is used to identify a business for tax, banking and other transactional purposes. Businesses that wish to apply for a business credit card will need to provide their EIN number to the credit card company or financial institution in order to obtain a credit card for their business.

Instructions

1. Research credit card companies and offers. Select a card that meets your needs and provides favorable terms. You should consider factors such as interest rates, reward programs and repayment terms when selecting a credit card for your small business.

2. Request an application for the card of your choice. Most credit card companies now offer online credit applications. If you do not feel comfortable supplying your personal information over the Internet you can contact the credit card company by phone or in writing to request an application be mailed to you.

3. Complete and submit the credit card application. You will be required to provide information about your business, such as the name of business, the business address, the owners, your business' EIN number, the names of the persons authorize to use the card and your contact information. Submit the completed application online or through the mail to the credit card company. You will receive notice within two to three weeks on whether your credit application was approved or denied.

References

• SM Small Biz: Five Things to Know About Small Business Plastic
• Microsoft Startup Center: Get a Business Credit Card
• Entrepreneur: The ABC's of Business Credit

Resources

• American Express Business Cards
• Capital One Business Cards
• Chase Business Cards