How to Locate Beneficiaries in Life Insurance Policies
Life insurance uses beneficiaries to designate who receives the death benefit of the policy. These beneficiaries are normally family members. However, the beneficiary may be anyone you choose. Beneficiaries must know that they are going to receive the proceeds of the policy after you die. If they do not, then they won't know to make a claim on the policy. If you can't remember who you've named as a beneficiary, though, you must know where to find the beneficiary designations.
Other People Are Reading
Instructions
-
-
1
Gather your life insurance policy information. Your policy contract will have a copy of your life insurance application.
-
2
Turn to the back of the policy contract. A photocopy of your application should be stapled or otherwise affixed to the back of your contract. Turn to the beneficiary section of your life insurance application. This will detail the beneficiaries you've named on the policy.
-
-
3
Call the life insurance company that you purchased your policy through if you think you might have changed the beneficiaries since the policy was issued. Any change in beneficiaries would have resulted in the life insurance company sending out a letter to you indicating that your beneficiaries were changed. However, if you did not keep this information from the insurer, you'll need to call the insurance company's customer service line. The customer service department will be able to tell you who is named as the beneficiary on your policy. You must supply the customer service representative with your name and policy number. The representative may also as for other identifying information, such as your Social Security number.
-
1
