How to Qualify for Disability Programs

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If a combination of conditions disables you, you may qualify for benefits.

At a glance, it may seem odd that some people receive Social Security Disability while others don't. Maybe you know someone who doesn't look disabled but gets disability benefits, and meanwhile Social Security is denying someone else with a serious injury. But appearances aren't what they seem. In reality, the Social Security Administration considers many things when reviewing applications for disability benefits, since they want to ensure that only those who truly can no longer work receive priority.

Instructions

    • 1

      Determine whether your condition is permanent. Social Security Disability is reserved specifically for people who suffer disabilities that will last at least a year or result in death. Temporary injuries, such as broken bones, aren't considered permanent conditions, therefore they can't qualify you for Social Security Disability. You may, however, qualify instead for worker's compensation through your employer.

    • 2

      Get an official diagnosis for all your health conditions. For example, if you suffer from depression or anxiety, visit a psychiatrist. Although the SSA advises you to apply for benefits as soon as you become disabled, an official diagnosis of all conditions will help the SSA determine the seriousness of your disability.

    • 3

      Keep a file for your medical records. Include all doctor's visits, procedure information, and prescription information---this will make it much easier to fill out a disability report when you're applying for benefits.

    • 4

      Use the SSA's Benefit Eligibility Screening Tool (BEST) to get an idea of whether you qualify. BEST is not a disability application, but it uses your age, work history, income information and health to make a guess about your eligibility for disability benefits. It will take five to ten minutes to use the tool, and BEST will not ask for sensitive information (Social Security number, name, etc.) nor will it share your information with anyone.

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