How to Find Out If Someone Has Filed for Bankruptcy in New Jersey
Bankruptcy court records are available to the public. Not only can you see if someone has filed bankruptcy in New Jersey, you can see the actual bankruptcy petition and other documents related to the bankruptcy case. Determining if someone has filed bankruptcy in New Jersey does not require you to visit a New Jersey court. All bankruptcy records are located online in a centralized website where they can be viewed at no cost or for a very minimal charge.
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Instructions
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Sign up for an account at the government website PACER (Public Access to Court Electronic Records). Enter your name, address and email during the registration process. New Jersey bankruptcy records can be viewed and printed for $0.08 each; however, you are not charged unless you accrue more than $10 in fees over a three-month period. A bill will be mailed to the address used in the registration process if you exceed the $10 threshold. Very rarely will you reach $10 by viewing one person's records.
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Log in to PACER. Look to the top of the screen for the "Find a Case" tab, and click it. Select the third column, "U.S. Bankruptcy Courts." Scroll through the page to find "New Jersey" and click.
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Review the information regarding the New Jersey bankruptcy records. When you are ready to search, locate the "Query" tab near the top of the screen and click.
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Enter as much information as possible. The first name, last name and New Jersey county the person filed in will help narrow down the results. PACER will search the system to find a name and county matching what you have entered. If you do not get a result, either change the county or leave it blank.
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Read through the resulting names. If the name of the person does not show in the results, it is likely that he has not filed bankruptcy, has just filed bankruptcy and the records are not yet showing, or has filed outside of New Jersey. Click on the name if the name shows and you will see the records to the left side of the screen. Click on the records to open the document. You can print or view the bankruptcy records.
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