How to Pay My Bank of America Credit Card
Bank of America is one of the largest issuers of credit cards, so chances are good that one of the cards in your wallet is affiliated with that company. No matter which BofA credit card you carry, paying your bill on time is essential. Failing to make a payment on time can trigger late fees, interest rate hikes and other negative consequences.
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Instructions
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Through the Mail
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Open your Bank of America credit card statement and note the amount due. Also note the due date and submit your payment at least a week before it is due. Making your payment as early as possible gives the bank plenty of time to process your payment and apply it to your balance. It also gives you time to contact the bank if your payment is not applied in a timely fashion.
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2
Write a check for the amount you want to pay on the card. Paying off the entire balance lets you avoid interest charges, but if you cannot pay the entire bill, pay as much of it as you can. Make the check payable to "Bank of America" and use the return envelope to submit the payment.
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3
Record the date you made your payment on your calendar, then call the toll-free number on the back of your card to check your balance in a few days to make sure the payment was applied properly. Contact BofA if the payment is not applied within a week.
Online Payments
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4
Go to the Bank of America website and log on to your account. Locate the account you wish to pay and click the "Pay Bill" button.
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Choose the bank account you want to use to make your payment. Enter the amount you want to pay on your bill.
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Review the payment details. Click "Submit" to send the payment. Check your account a day or two later to make sure the payment has been applied correctly.
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