How to Raise Money for Personal Needs

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Maybe your bills need to be paid, or you want to take a vacation soon. Regardless of the reason you need extra cash, several options to make money relatively quickly are available. And not all of them require you to get a part-time job. Cutting back on what you spend and cutting down on what you own can also put some money in your pocket.

Look through your closet, basement and garage for items that you might be able to sell. Put up each item on different auction websites. Selling something that you will not need any time soon helps you reduce clutter and raise some extra money quickly. You could also have a garage sale if you have enough items to sell.

Pick up a few extra odd jobs. Babysitting, helping someone run errands, mowing lawns or helping someone clean out the garage are all short-term jobs that can get you the cash you need. Check out job websites that have listings of tutoring, babysitting, elder care and other short-term jobs around the country.

Get rid of pricey "extras." For example, buy a prepaid phone so you do not go over your minutes, or drop mobile web browsing. Eat out only once a week or less. Order water and nix the appetizer when you do go out to eat.

Stop renting films from movie rental stores. Go to the library to check out movies instead. Opt to watch episodes of shows online and consider canceling your cable television.

Bundle your phone, cable and Internet services to save money. Also, buy home and car insurance from the same company to get a discount. Taking these small steps can help you save a lot of money quickly.

Find jobs on work-at-home websites or look for freelance jobs. According to, approximately 2.8 million people in the United States consider their homes to be their main work place, proving that raising money by working at home is possible.

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