How to Change My Direct Deposit Account for a Refund From the IRS

Direct deposit is the fastest way to get a refund from the IRS.

It's always nice to get your tax refund back as soon as possible from the IRS. The fastest way to get your refund is through direct deposit. With direct deposit, the refund is sent electronically directly to your specified bank account, and you typically have access to the funds within two to four weeks after e-filing your tax return. The IRS promotes direct deposit as being a more convenient and secure option than receiving a paper check in the mail. Even if you enter the wrong account information or you simply need to change the account to another one, the IRS can help you out.

Instructions

1. Call the IRS directly. It can be reached at 800-829-1040.

2. Explain to the representative that you need to change the account your direct deposit is going into.

3. Ask the representative to recall the deposit if it has already been made and either issue you a paper check or a new deposit to a different account.

4. Provide your new bank account information to the representative if you want a new deposit made; otherwise the IRS will mail you a check to the address on your tax return.

5. Ask the representative how long it will be before you receive your refund. When changing deposit information with the IRS, you may experience delays in receiving your money.

Tips & Warnings

• If you have to change your direct deposit information with the IRS, do so as soon as possible.

• Changing your direct deposit information with the IRS can cause delays in receiving your refund.

References

• IRS.gov: Get Your Refund Faster -- Choose Direct Deposit
• eSmart Tax: FAQs: Managing your Money When e-Filing