How to Redeem Bank of America Credit Card Points

Credit cards are valuable personal finance tools because they allow you to build your credit history, bolstering your credit score. An additional benefit to using a credit card is that you can earn credit card reward points. One credit card company that provides a variety of credit card rewards programs is Bank of America. The Bank of America reward points can be redeemed for items such as plane tickets, travel, education, and cash.

Instructions

1. Log in to your Bank of America online account.

2. Select the credit card account for which you earn points. If you have more than one Bank of America credit card, you must choose the card from which you are going to redeem your points.

3. Click on the "Rewards" link at the top of your screen under the Bank of America banner image.

4. Choose the reward that you would like to receive. The type of reward you can receive varies depending on the type of Bank of America credit card that you have. Make sure you have earned enough points so that you can redeem them for your reward. Follow any specific instructions and check out procedures that pertain to your chosen reward, such as entering flight information for airline tickets or choosing check-in and check-out time for booking a hotel.

Tips & Warnings

• You must redeem at least 2,500 reward points to receive your reward.

• You can also redeem your points by calling Bank of America at 800-434-8313 and following the recorded prompts. Call this number between the hours of 9 a.m. and 9 p.m., Eastern Standard Time.

References

• Bank of America: Rewards Points Cards
• Bank of America: Credit Cards--FAQs