How to Increase the Credit Limit on a Capital One Credit Card

If you have a Capital One credit card you can request an increase in your credit limit. A higher credit limit can help out in an emergency or if you simply require more funds for a major purchase. You may be subject to a review of your overall credit history before approval, and if you have a poor credit history or a balance on your current Capital One card your request may be denied.

Things You'll Need

• 16-digit credit card number

Instructions

1. Apply for an increase in your credit limit by calling Capital One's toll-free customer service line at 1-800-955-7070.

2. Enter your 16-digit card number when prompted by the automated operator.

3. Select "Increase Credit Limit" from the automated menu.

4. Enter your credit limit increase amount and await for approval or denial. During the phone call you will learn whether your request is approved or denied. This process may take as long as 5 minutes while your account and history are evaluated.

5. To speak with an actual operator, press "0" at the start of the call and clearly speak the words "Something Else" when the automated operator asks for the purpose of your call.

References

• Capital One: Help